Terms of Service

Effective Date: January 12, 2026
Last Updated: January 12, 2026

1. Agreement to Terms

By accessing or using our Stock Investment Education website ("Service", "Website", "Site"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.

IMPORTANT: Please read these Terms carefully before using our website. Your use of the Service constitutes your acceptance of these Terms.

2. Educational Purpose and Not Financial Advice

2.1 Educational Content Only

This website provides EDUCATIONAL CONTENT ONLY about stock market investing, trading concepts, and financial literacy. All content is for informational and educational purposes.

2.2 NOT Investment Advice

CRITICAL DISCLAIMER: We do NOT provide:

2.3 No Professional Relationship

Use of this website does NOT create a:

3. Investment Risk Acknowledgment

3.1 Risk Warning

⚠️ IMPORTANT RISK DISCLOSURE:

3.2 Your Responsibility

By using this Service, you acknowledge and agree that:

4. User Accounts and Registration

4.1 Account Creation

You may need to create an account to access certain features. When creating an account, you agree to:

4.2 Account Termination

We reserve the right to suspend or terminate your account if:

5. Acceptable Use Policy

5.1 Permitted Uses

You may use the Service for:

5.2 Prohibited Uses

You agree NOT to:

6. Intellectual Property Rights

6.1 Our Content

All content on this website, including but not limited to:

...is owned by us or our licensors and protected by copyright, trademark, and other intellectual property laws.

6.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to:

You may NOT:

6.3 User-Generated Content

When you post comments or content on our Service, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and display that content.

You retain ownership of your content but represent that:

7. Third-Party Links and Services

Our Service may contain links to third-party websites or services. We are NOT responsible for:

Clicking on third-party links is at your own risk.

8. Disclaimers and Limitations of Liability

8.1 No Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

8.2 No Guarantee of Results

We make NO GUARANTEES about:

8.3 Limitation of Liability

IMPORTANT: TO THE FULLEST EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR:

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED $100 OR THE AMOUNT YOU PAID TO USE THE SERVICE (IF ANY).

8.4 Investment Loss Disclaimer

CRITICAL: WE ARE NOT LIABLE FOR ANY INVESTMENT LOSSES YOU MAY INCUR. All investment decisions are your own responsibility.

9. Indemnification

You agree to indemnify, defend, and hold harmless our website, its owners, employees, and affiliates from any claims, damages, liabilities, or expenses arising from:

10. Privacy Policy

Your use of the Service is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your information.

11. Modifications to Service and Terms

11.1 Service Changes

We reserve the right to:

We are not liable for any modification, suspension, or discontinuation of the Service.

11.2 Terms Updates

We may update these Terms from time to time. Changes will be effective when posted with an updated "Last Updated" date. Your continued use after changes constitutes acceptance.

12. Governing Law and Jurisdiction

These Terms are governed by the laws of [Your State/Country], without regard to conflict of law principles. Any disputes shall be resolved in the courts located in [Your Jurisdiction].

For international users, you agree to submit to the jurisdiction of [Your Jurisdiction] courts.

13. Dispute Resolution

13.1 Informal Resolution

If you have a dispute, please contact us first at support@basin32.com to attempt informal resolution.

13.2 Arbitration Agreement

Any disputes not resolved informally shall be settled by binding arbitration in accordance with [Arbitration Rules]. You waive the right to participate in class action lawsuits.

13.3 Exceptions

Either party may seek injunctive relief in court for intellectual property disputes or violations of these Terms.

14. Regulatory Compliance

14.1 Not a Registered Investment Advisor

We are NOT:

14.2 SEC Disclaimer

This website is not affiliated with, endorsed by, or sponsored by the U.S. Securities and Exchange Commission (SEC), Financial Industry Regulatory Authority (FINRA), or any other regulatory body.

15. International Users

This website is operated from the United States. If you access the Service from outside the U.S., you are responsible for compliance with local laws.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full effect.

17. Entire Agreement

These Terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and us regarding the Service.

18. No Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.

19. Contact Information

For questions about these Terms of Service, please contact us:

20. Acknowledgment

BY USING THIS SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE.

You further acknowledge that:

Last Updated: January 12, 2026

⚠️ Important Reminder: This website provides educational content only. Always consult a licensed financial advisor before making investment decisions. Investing involves risk of loss.